06-21-2025, 10:17 AM
“Money Multipliers”: How to Buy Back Time and Buy Forward Wealth
You ever feel like no matter how much you learn about money — investing, saving, business, all of it — you’re still kinda stuck in the same spot?
Like you're working hard, doing all the things, but your progress is slooooow?
Here’s something nobody tells you early on:
At a certain point, making more money isn’t the goal. Multiplying it is.
And no — I don’t mean “go find a magic crypto that 10x’s overnight.” (lol, remember that phase?)
I’m talking about money multipliers — tiny, simple ways to buy back your time now and buy forward wealth later.
Let’s get into it. ?
? What’s a “Money Multiplier,” Anyway?
Glad you asked, friend.
A money multiplier is anything that:
Saves you time
Creates long-term upside
Builds a system that works without you
Or puts your money in motion instead of sitting still
In other words — it’s smart use of your cash.
Even if you’re not rolling in it (yet), using what you do have wisely makes a massive difference.
? 7 Simple Money Multipliers Anyone Can Start Using
You don’t need millions. You just need a few small plays that compound over time.
Here are some faves:
1. Pay Someone to Free Up Your Brain
Let’s say you make $100K/year. That’s roughly $50/hour. Why are you spending 6 hours on admin tasks that drain you?
Instead, try:
Hiring a virtual assistant 5 hours/week
Using Fiverr or Upwork for tasks you dread
Paying for tools that automate boring stuff
? You’re not lazy — you’re buying bandwidth.
2. Automate Your Money Like a Lazy Genius
Every time you have to “remember to invest” or “move money to savings” — you’ve already lost the game.
Instead:
Auto-transfer 10–20% of income into investments
Set recurring buys into index funds (ETFs, etc.)
Create a separate “freedom fund” account for big plays later
Set it. Forget it. Watch it grow while you do literally anything else.
3. Spend $200 to Make $2,000
This is for my business owners, side hustlers, or even freelancers out there.
Examples:
$200 to launch a digital product (Canva + Gumroad)
$200 in newsletter ads that drive traffic to a paid offer
$200 to get a landing page built so you can start collecting emails
Sometimes, a few hundred dollars is all it takes to unlock a new income stream.
(And hey — worst case? You learned something. Best case? You just created an asset.)
4. Buy Time on the Front End of a Skill
Let’s say you want to start freelancing, consulting, or building a business. You could grind YouTube for 6 months…
OR — buy a $97 course from someone who’s already done it.
The trick is: vet who you’re learning from. But when it’s good? That $97 could save you 97 headaches.
Time > Money. Especially when you’re just starting.
5. Turn “One-Off” Money into “Recurring” Money
Here’s a mindset flip:
Don’t just make money once. Make money again and again from one effort.
How?
Turn a consulting call into a mini-course
Package up your process and sell it as a template
Record your client FAQs and turn them into a video series
Build it once. Sell it forever. That’s a money multiplier in motion.
6. Buy Into Rooms That Expand Your Thinking
This one’s for later-stage builders — but don’t sleep on it.
Sometimes the best ROI isn’t a stock, it’s a person you meet.
Examples:
Paying to attend niche events or dinners
Joining a mastermind or membership with smart people
Hiring a coach who sees what you can’t yet
It feels “extra” at first — but one right conversation can unlock years of progress.
7. Upgrade Your Environment (This One’s Sneaky Powerful)
Sometimes a $30 whiteboard, a better desk chair, or a cleaner workspace leads to better thinking.
Or maybe it’s moving closer to a gym. Or getting groceries delivered so you have energy to work on that side hustle.
Not every multiplier has to look like a spreadsheet.
Some just help your brain work better.
? Quick Rule of Thumb: Will This Save Me Time or Compound My Results?
That’s your litmus test.
If the answer is yes — it’s probably a money multiplier.
If it only solves a short-term craving or gives you that "dopamine hit but no return" feeling (hello, late-night Amazon buys) — probably not a multiplier.
? Final Thought: Wealth Isn't Just Earned — It's Engineered
If you want to stop feeling stuck at “busy but not growing,” start using your money like a tool — not just a reward.
— Ryan Rincon
You ever feel like no matter how much you learn about money — investing, saving, business, all of it — you’re still kinda stuck in the same spot?
Like you're working hard, doing all the things, but your progress is slooooow?
Here’s something nobody tells you early on:
At a certain point, making more money isn’t the goal. Multiplying it is.
And no — I don’t mean “go find a magic crypto that 10x’s overnight.” (lol, remember that phase?)
I’m talking about money multipliers — tiny, simple ways to buy back your time now and buy forward wealth later.
Let’s get into it. ?
? What’s a “Money Multiplier,” Anyway?
Glad you asked, friend.
A money multiplier is anything that:
Saves you time
Creates long-term upside
Builds a system that works without you
Or puts your money in motion instead of sitting still
In other words — it’s smart use of your cash.
Even if you’re not rolling in it (yet), using what you do have wisely makes a massive difference.
? 7 Simple Money Multipliers Anyone Can Start Using
You don’t need millions. You just need a few small plays that compound over time.
Here are some faves:
1. Pay Someone to Free Up Your Brain
Let’s say you make $100K/year. That’s roughly $50/hour. Why are you spending 6 hours on admin tasks that drain you?
Instead, try:
Hiring a virtual assistant 5 hours/week
Using Fiverr or Upwork for tasks you dread
Paying for tools that automate boring stuff
? You’re not lazy — you’re buying bandwidth.
2. Automate Your Money Like a Lazy Genius
Every time you have to “remember to invest” or “move money to savings” — you’ve already lost the game.
Instead:
Auto-transfer 10–20% of income into investments
Set recurring buys into index funds (ETFs, etc.)
Create a separate “freedom fund” account for big plays later
Set it. Forget it. Watch it grow while you do literally anything else.
3. Spend $200 to Make $2,000
This is for my business owners, side hustlers, or even freelancers out there.
Examples:
$200 to launch a digital product (Canva + Gumroad)
$200 in newsletter ads that drive traffic to a paid offer
$200 to get a landing page built so you can start collecting emails
Sometimes, a few hundred dollars is all it takes to unlock a new income stream.
(And hey — worst case? You learned something. Best case? You just created an asset.)
4. Buy Time on the Front End of a Skill
Let’s say you want to start freelancing, consulting, or building a business. You could grind YouTube for 6 months…
OR — buy a $97 course from someone who’s already done it.
The trick is: vet who you’re learning from. But when it’s good? That $97 could save you 97 headaches.
Time > Money. Especially when you’re just starting.
5. Turn “One-Off” Money into “Recurring” Money
Here’s a mindset flip:
Don’t just make money once. Make money again and again from one effort.
How?
Turn a consulting call into a mini-course
Package up your process and sell it as a template
Record your client FAQs and turn them into a video series
Build it once. Sell it forever. That’s a money multiplier in motion.
6. Buy Into Rooms That Expand Your Thinking
This one’s for later-stage builders — but don’t sleep on it.
Sometimes the best ROI isn’t a stock, it’s a person you meet.
Examples:
Paying to attend niche events or dinners
Joining a mastermind or membership with smart people
Hiring a coach who sees what you can’t yet
It feels “extra” at first — but one right conversation can unlock years of progress.
7. Upgrade Your Environment (This One’s Sneaky Powerful)
Sometimes a $30 whiteboard, a better desk chair, or a cleaner workspace leads to better thinking.
Or maybe it’s moving closer to a gym. Or getting groceries delivered so you have energy to work on that side hustle.
Not every multiplier has to look like a spreadsheet.
Some just help your brain work better.
? Quick Rule of Thumb: Will This Save Me Time or Compound My Results?
That’s your litmus test.
If the answer is yes — it’s probably a money multiplier.
If it only solves a short-term craving or gives you that "dopamine hit but no return" feeling (hello, late-night Amazon buys) — probably not a multiplier.
? Final Thought: Wealth Isn't Just Earned — It's Engineered
If you want to stop feeling stuck at “busy but not growing,” start using your money like a tool — not just a reward.
— Ryan Rincon
